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2-Wheeler insurance
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What We Offer?

We are offering two-wheeler insurance policies to protect your bike or scooter against any damage caused by road accidents, natural disaster, and theft or loss.

Benefits You Can Avail


Accidental loss or damage

Liability to Third Party

Security against theft

Personal Accident

Death cover

Permanent disability cover

Payout up to sum insured

24*7 Roadside Assistance

Compensates for flat tyres

Electrical or mechanical breakdown

Fuel assistance and towing


Not only has the government made it mandatory to get insurance for every two-wheeler running on the road, but it also provides the following benefits:


– Covers medical cost incurred during an accident.


– It also covers the cost and repairs of vehicle parts.


– Provides financial protection against theft, fire accidents and natural

There are two types of two-wheeler insurance plans offered by insurance companies:


– Third party insurance: This insures you of all the financial losses you cause to a third-party and their vehicle. This has been made mandatory by the government to take this bike insurance without exception.


– Comprehensive insurance: This includes third-party insurance, covers two-wheelers from accidents, fire, theft, natural calamities, and covers the medical expenses of the person. The comprehensive bike insurance cover doesn’t shield your bike against depreciation (wear and tear with time). You can save the depreciation by choosing a Zero-Depreciation add-on.

As compared to third-party bike insurance, the comprehensive insurance policy for bikes provides extensive coverage to the insurer, often the following are covered under comprehensive policies:


– Damages to the vehicle due to accident


– Theft, vandalism, natural disasters


– Legal liability to third-party


– Personal accident cover


– Damage to third party etc.

The Insured Declared Value (IDV) of your two-wheeler is the sum insured coverage provided under your bike insurance plan. It is fixed at the commencement of each two-wheeler insurance policy period for each insured vehicle. IDV under any bike insurance plan is fixed based on the manufacturer’s listed selling price of the brand and the model of the bike proposed for insurance at the commencement of insurance /renewal and adjusted for depreciation.

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Disclaimer: Standard T&C Apply. All savings/offers are provided by the Insurers, which are subject to modification. For more details on risk factors, terms and conditions, please read the sales brochure of respective insurers carefully before concluding a sale. Tax benefits are subject to changes in applicable tax laws.

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