Fitness Insurance

Insured by

HDFC ERGO

Get insurance for injuries due to running, cycling, gyming & more.

₹ 430

Annual Premium

1 Year

Policy Duration

Insured by

HDFC ERGO

Details

What's covered?

What's not covered?

Individuals below 18 years and above 69 years are not eligible for this Toffee.

Accidents while under the effects of intoxicants or hallucinogens are not covered.

Treatment for any medical issue unrelated to the accident (pre-existing conditions or any complications arising out of the same;pregnancy) is not covered.

Accidents while participating in any adventurous sports are not covered.

Accidents due to self-inflicted injuries and more are not covered.

Any non-allopathic treatment is not covered.

Routine aches, sprains and injuries due to inappropriate/unsafe use of fitness equipment are not covered.

Only unanticipated injuries due to a sudden fall or a twisted ankle (for example) are covered.

Accidental death and disablement lumpsum up to ₹1,00,000.

Hospitalisation (inpatient) due to an accidental injury related to a fitness activity is covered up to ₹95,000.

If you do not need hospitalization, all your outpatient (OPD) expenses related to the accidental injury are covered up to ₹5,000. (Deductible of Rs. 500 per out-patient claim)

If an accident results in broken bones, then you will receive a lumpsum upto ₹20,000.

Ambulance charges up to ₹2,000.

80% of the cost of a new wheelchair/crutches up to ₹10,000.