If you do not need hospitalization, all your outpatient (OPD) expenses related to the accidental injury are covered up to ₹5,000. (Deductible of Rs. 500 per out-patient claim)
Accidental death and disablement lumpsum up to ₹1,00,000.
Hospitalisation (inpatient) due to an accidental injury related to a fitness activity is covered up to ₹95,000.
If an accident results in broken bones, then you will receive a lumpsum upto ₹20,000.
Ambulance charges up to ₹2,000.
80% of the cost of a new wheelchair/crutches up to ₹10,000.