Cycle Insurance

Insured by

HDFC ERGO

Insure your cycle against theft or damage.

Annual Premium

Policy Duration

What's covered?

What's not covered?

Damage due to normal wear and tear is not covered.

Theft due to negligence in locking your cycle is not covered.

Loss or damage due to reckless conduct while handling the cycle is not covered.

Damage caused by any process of cleaning, servicing or repairing is not covered.

Accidents during races and rallies, or while under the influence of drugs and alcohol, are not covered.

Any loss apart from your cycle is not covered.

Death or disability due to any reason other than an accident is not covered.

No medical expenses are covered, including hospitalization or OPD.

Theft of the cycle is covered upto the cost of the cycle.

Accidental damage to the cycle is covered upto the cost of the cycle.

Death or disability due to an accident ₹2,00,000.

All damage claims will be settled through an authorized dealer on a cashless basis.

Depreciation is application on theft and in cases of total loss.

A minimal standard deductible is applicable on all claims.

Any damage caused by fire, riots, strikes or any other such unanticipated perils is covered.