Daily Commute Insurance

Insured by

Insurance for accidental injuries while commuting in any vehicle.


Annual Premium

1 Year

Policy Duration

Insured by


What's covered?

What's not covered?

Individuals below 18 years and above 69 years are not eligible for this Toffee.
Accidents while under the effects of intoxicants or hallucinogens are not covered.
Pre-existing conditions or any complications arising out of the same; pregnancy
Vehicle damage is not covered.
Accidents while participating in any adventurous sports are not covered


Accidents due to self-inflicted injuries and more are not covered.


Any non-allopathic treatment is not covered.
Individuals whose daily travel is far in excess of a to-and-fro commute are not covered.
Accidental death and disablement lumpsum up to ₹1,00,000.


Hospitalisation (inpatient, cashless) due to an accident is covered up to ₹95,000.
If you do not need hospitalization, all your outpatient (OPD) expenses related to the accidental injury are covered up to ₹5,000. (Deductible of Rs. 500 per out-patient claim)
If an accident results in broken bones, then you will receive a lumpsum upto ₹20,000.


Ambulance charges up to ₹2,000.
80% of the cost of a new wheelchair/crutches up to ₹10,000.